Welcome to Plan B Life

Our Services

Go to COVID-19


Please click here to see what information we have for your regarding our services during the COVID-19 pandemic.

Go to Financial Planning

Financial Planning

Our Advisers at are professionally trained in all aspects of Financial Planning and are committed to truly understanding your individual requirements, before making any recommendations.

Go to Life Assurance

Life Assurance

At key stages in your life it is worth reviewing your Life Assurance, for example making provisions for children or if you are newly married.

Go to Mortgage Protection

Mortgage Protection

Sometimes referred to as Life Insurance, mortgage protection is a life insurance policy that pays off your mortgage should you and/or any other mortgage holders pass away before the mortgage is cleared.

Go to Serious Illness Protection

Serious Illness Protection

Put simply, illness cover is a lump sum payment that helps you financially if you become seriously ill. It covers a number of illnesses such as heart disease, stroke, cancer or multiple sclerosis.

Go to Pensions


Pensions are an extremely tax efficient way of saving. You get tax relief on your saving at the marginal rate; funds accumulate tax free until retirement and you get a percentage of your fund tax-free at retirement.

Go to Savings & Investments

Savings & Investments

No matter what stage you are at in your working life, regular savings and/or lump sum investments are an effective way to build up a substantial fund for the future. Regular saving is one of the best ways to ensure that you are financially prepared no matter what happens with the economy.

Go to Income Protection

Income Protection

An income protection policy is a simple tax efficient and inexpensive plan that provides you with an alternate source of income if you are unfortunate enough to be out of work because of an illness and suffer a loss of earnings as a result of ANY Disability, ANY Injury or ANY Accident.

With Team members across the Country, we're never too far to help.

Plan B Life

Life Assurance, Pensions & Invesments
'B' Prepared

N & D Life and Pensions Limited t/a Plan B Life is a local Financial Services Brokerage focusing on Life Assurance, Mortgage and Family Protection, Personal and Company Pensions, and Savings & Investments in Ireland.

The company utilises professional and practical financial analysis methods to make sound financial planning recommendations to our clients. We also utilize the resources of Financial Broker and Brokers Ireland to streamline the process of working with the various insurance companies and the job of compliance with all the regulatory authorities, including the Financial Regulator/ Central Bank of Ireland.

  • The Kildare-based Brokerage has been in operation since October 2010 and is led by Director, David Naramore and Chief Administrator, Maria Cuddy.

  • Our Financial Advisors are trained and qualified to the highest standards in the industry and will work diligently to procure the best fit and value in financial products for each of our clients. Rest assured, your Financial Advisor from Plan B Life will always be professional and honest in their work and available to assist and review your financial needs as required by you.

  • The company also uses BIS Systems, a complete data and information system to provide our clients with the most professional and detailed quotations and needs analysis available. N&D Life and Pensions Limited are also members in good standing of the LIA, the Life Insurance Association of Ireland.

We regularly update our Remuneration Summaries for you here